Statistics from the banking sector in Poland

The amount of money requested in bank loan applications is getting higher than previously, and the borrowers are mostly young people. Last month has shown that we need more money from the banks to buy apartments.

People who are interested in help from crediting institutions apply for higher amounts of money. For example, in March, the amounts that were listed in the applications were 13% higher than last year.

At the same time, the number of applicants went down. The reason might be rises of property prices and rise of interest in more prestigious and expensive investments in good locations.

The other reason might be very low credit rates.According to the statistics, in March, 41 3800 people were interested in mortgage loans. It is 3390 less than last year.

The average sum the bank clients wanted to borrow was PLN 244 100, which is 9% higher than a year ago.

Credit reference agency points out that 49% of all borrowers applying for mortgage loan are 25 – 34 year olds.


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